OUR METHODOLOGY

How We Analyse US-listed stocks

Fintrics provides educational analytics on US-listed companies using public filings and macro data. Scores summarise how recent company metrics compare to historic sector context — they are not buy or sell recommendations.

Last updated: 2 April 2026

General information only

Fintrics PTY LTD does not provide personal financial product advice. Content on Fintrics (including scores, bands, and commentary) is for education and general information only. Historic relationships and model outputs are not reliable indicators of future results. See also our Terms of Service, Data Policy, and the disclaimer below.

Inputs and approach

We combine SEC EDGAR filing data (e.g. 10-K, 10-Q, 8-K) with FRED macroeconomic series. Company metrics align to filing periods; macro series are refreshed on a scheduled cycle (see Data Policy).

Company metrics

We evaluate a defined set of financial metrics from filings (for example profitability, leverage, liquidity, and growth-related measures). Each metric is sourced from public disclosures; where multiple line items apply, we follow documented definitions in the product.

Sector context

Sectors follow US market classification. Scoring recognises that industries differ — weights and interpretations can vary by sector so that comparisons stay economically meaningful within a peer set.

Macro indicators

Broader economic series help place company results in context (for example rates, growth, inflation). These are public series, not forecasts.

Historic mapping

Reported metrics are compared to historic sector distributions and weighting rules. The output is a structured summary — a teaching lens on how filing-period inputs sit versus that history, not a prediction of price.

Weighted scores

Metrics contribute to category and overall scores using sector-specific weights. Weights aim to reflect economic relevance for that sector; they are part of a transparent model, not a guarantee of real-world outcomes.

Scheduled refresh

Data is processed on a scheduled basis (typically overnight UTC), not as a live market feed. New filings and source updates appear after the next successful run — not tick-by-tick "real time".

Limitations

  • Filing lag: SEC data reflects reporting periods; it is not same-second market data.
  • Restatements and accounting choices can change historical comparisons.
  • Third-party feeds may delay or err; we do not warrant uninterrupted accuracy.
  • Model risk: any score simplifies reality; different models would produce different numbers.

Disclaimer

Third-party and modelled data may contain errors, omissions, or delays. Historic relationships used in scoring do not guarantee future results. Always verify material figures against primary SEC filings where it matters for your purposes. Nothing in this methodology page (or elsewhere on Fintrics) is investment advice, a recommendation to buy or sell any security, or an offer of financial products. If you need advice tailored to you, consult a qualified professional.

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